Feature Writer: 
In one way or another everyone comes into contact with insurance. Whether it's looking for a group health insurance plan to cover a family or seeking affordable insurance for an automobile, it helps to be informed about how insurance works in order to get the best coverage for your hard earned dollar.
Businesses, too, must purchase insurance to protect themselves and the public. Through coverages like Workers Compensation, businesses protect their employees, while Commercial General Liability protects the business and general public.
We aim to provide information to help you make wise decisions. Whether you're looking to cover pre-existing medical conditions in Ohio or looking for ideas to prevent fraudulent Workers Compensation claims, we'll give you the straight scoop minus the insurance jargon.
Water Damage and Faulty Workmanship
Homeowners should choose words wisely when reporting a claim to an insurance company for a loss or damage to their home caused by water. more...
Filing a Short Term Disability Claim
In: Health Insurance
Unlike an automobile or homeowners insurance claim, a short term disability claim requires diligent follow up and coordination on the part of the claimant. more...
Purchasing Used Car Extended Warranties
Consumers must do homework when it comes to purchasing an extended warranty on a used car. The same effort used to buy the car should be put into selecting the warranty. more...
Paying for Medical Care after COBRA
In: Health Insurance
By signing the Economic Stimulus Plan into law, President Obama gave much needed relief to many out of work Americans who were struggling to make COBRA premium payments. more...
Homeowner Insurance Coinsurance Clause
Coinsurance is not something new in the insurance industry. It is, however, something that some policyholders seem to have a difficult time understanding. more...
NYS Driver Responsibility Program
As of November 18, 2004, New York State's Vehicle and Traffic law instituted a penalty system that deters drivers from repeating unwanted motor vehicle behavior. more...
CareCredit Health Care Financing
In: Health Insurance
Having health insurance does not always mean that 100% of every procedure is covered. Sometimes policyholders are stuck paying for a large portion of the claim. more...
Reducing COBRA Payments by 65%
In: Health Insurance
With rising unemployment and mounting debt, many newly unemployed individuals feel they have no option but to forego continuing the benefits of a health insurance plan. more...
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