Jobs in Insurance: Underwriter
Insurance Career Opportunities in Underwriting.
An insurance underwriting career is one of the cream of the crop insurance company jobs. Many people "fall into" insurance career opportunities, and quickly become enchanted with the idea of an insurance underwriting career. An insurance underwriting career involves reviewing risk, the person or business buying insurance and the item being insured. Underwriters review insurance policies and coverages to determine if policyholders have the right amount of coverage, or if they should be insured with the company at all. It's a tricky position to be in, and takes just the right kind of personality.
If you majored in math, economics, physics or engineering, an underwriter job might be a surprisingly good fit for your skill level and personality, too. Before you find insurance jobs online, find out what insurance companies are looking for in an Underwriter.
Underwriter jobs require a certain type of personality to fit the bill:
- Insurance underwriting careers are right for you if you're detail-oriented. If you like to fit together problems like puzzle pieces, you'll happily adjust to the day to day needs of the underwriter job.
- If you're analytical and like to study, you'll find a good match when you choose to follow an insurance underwriting career. You'll spend time daily reviewing insurance policy coverages, weighing in on new products and determining the impact of policy changes on policyholders and agents.
Like many jobs in insurance, there are a number of requirements to getting an underwriter job:
- A college degree used to be enough for this insurance company job; nowadays, management is looking for college graduates who focused on quantitative studies.
- Jobs in insurance in general, and underwriter jobs in particular, require a comfort with dealing with the public- you'll often be faced with delivering bad news, and you've got to find a good way to get your message across every time.
- An insurance underwriting career will plummet without intimate knowledge of the insurance company- you're the go-to person for customer service reps, claims adjusters, agents and policyholders, so you really need to know your stuff.
Find insurance jobs online, at insurance company Web sites or job portal Web sites. Underwriter jobs always need to be filled, so this is an insurance career opportunity with a lot of room for advancement and lifelong learning, if you're willing to move to different companies throughout your career. The salary range for underwriter jobs tends to run from $35,000 (just starting out) to $60,000 (very experienced; underwrites several types of insurance).
Learn more about jobs in insurance including claims, product development and customer service.
