Personal Watercraft Insurance
Before You Buy Guide: Waking Up to Jet Ski Insurance
Consider buying personal watercraft insurance to protect yourself on the water this year. Learn more about the PWC insurance policy and coverages included online now.
Before buying personal watercraft (PWC) insurance, consider what's needed to protect skiers on the lake this summer.
Jet Ski and PWC insurance may not be required, but a quick glance at available coverages may convince personal watercraft enthusiasts that it's a must-have:
- Physical damage and PWC theft coverage;
- Liability and Bodily injury coverage;
- Medical Payments for bills that arise as the result of a covered accident on a PWC.
Depending upon the personal watercraft insurance company chosen, additional coverages can include:
- Personal property replacement cost insurance;
- Uninsured Boaters insurance;
- Roadside assistance coverage- towing a personal watercraft or trailer to a repair facility;
- Free insurance coverage for a limited time on any new jet ski or PWC purchased;
- Personal watercraft fuel spill clean-up and wreckage removal;
- PWC trailer insurance coverage;
- Jet Ski insurance for U.S. residents in Canadian waters;
- Personal watercraft replacement cost coverage.
The average annual premium for a personal watercraft or Jet Ski insurance policy is between $300 and $500.
Talk back with a writer: tell Lisa Nichols about your personal watercraft insurance policy.
Get more tips before you buy insurance on this topic's homepage.
