Before You Buy Pet Insurance
Overview of Animal Health Insurance Companies and Policy Coverages
Pet insurance policy coverages help pay for vet care costs for pets. Buy animal health insurance for your beloved family member to help pay for animal hospital costs.
More and More People Are Turning to a Pet Insurance Company to Help Cover Costs of Pet Care.
Pet insurance policy coverage varies according to policy type, but essentially you buy animal insurance coverage for the following incidents: accidents, sudden illness, prescriptions, animal hospital stays, surgery, lab fees, x-rays and cancer treatment.
Additional pet insurance policy coverages available for purchase include annual exams and even spaying and neutering your animal (coverage varies by policy).
Learn More Before You Buy Animal Health Insurance from a Pet Insurance Company.
- Before you buy animal health insurance, understand the claims process for Spike (or Buster. Or Robbie). According to VPI Insurance, the largest pet insurance company in the U.S., the pet insurance claims process is fairly straightforward. Animal hospital office personnel complete the pet insurance claims form when you visit the veterinarian. You pay the vet's invoice and mail to the pet insurance company with the completed pet insurance claim form and voila! The claim has been submitted. You receive reimbursement based upon your pet insurance policy terms.
- Restrictions to understand before you buy animal health insurance for Tito (or Honey. Or Norton.) According to VPI's Web site, you can use any vet in the world for treatment. Pre-existing conditions or old age may affect dog health insurance policy pricing or your cat's ability to get a pet insurance policy.
- Get clarification on pet insurance deductibles before you have insurance claims to pay. There is a pet insurance deductible for accidents and illness, but it's usually relatively low at or around $50. If the accident or illness results in related follow-up visits to the animal hospital, only one pet insurance deductible applies.
- Visit the insurance blog on Suite101 to see if pet insurance is in the news this week.
Everyone I know that's purchased cat or pet insurance says they've saved a bundle on vet costs. Do you have pet insurance on your beloved family dog or cat? Is pet insurance a good deal? Tell us all about it in the pet insurance company discussions area.
Talk back with the author of this article- tell Lisa Nichols about your experience buying animal insurance.
