Before Buying Auto Insurance
Learn More About What Causes Car Accidents and Insurance Coverages
Get more information before you buy an auto insurance policy on the insurance blog. Find out what's covered by car insurance and common causes of car accidents online.
Before you buy auto insurance, learn more about why you need certain coverages. Over 40 million people in the U.S. die in car accidents every year. Most car crashes are caused by negligent drivers, including talking on cell phones, sleepy drivers, and, of course, rubbernecking- slowing down your car to have a look at something.
The three main coverages in the auto insurance policy are liability, collision, comprehensive and uninsured or underinsured motorist coverage:
- Auto liability insurance provides coverage if you accidentally hurt someone else or their car or property as the result of an auto accident.
- Collision coverage pays for damage to your car if you are in a covered auto accident.
- Comprehensive coverage provides insurance coverage for damages other than collision.
- Uninsured or Underinsured motorist coverage provides you with protection if you are in an auto accident with an uninsured or unisured party.
Get more specifics on the auto insurance policy before you buy.
Talk back with the article author- tell Lisa Nichols about your experiences buying auto insurance and submit your tips, news and story ideas to the insurance blog.
