Homeowners Insurance Safety Tips

Get helpful safety tips to use during a hurricane on the Insurance blog. Learn more about flood water damage insurance coverage in the homeowners policy online now.

As hurricane season approaches, homeowners’ insurance companies will start sending out press releases with tips on how to stay safe during the windy season. When I worked as the PR and Marketing Communications Manager for a P&C insurance company, these kinds of releases were standard operating procedure. They’re a good way for insurance companies to reach out and provide helpful tips to customers and to encourage prospective customers to get online homeowners insurance quotes.

Hanover Insurance Group is one of the first homeowners’ insurance companies to throw their hats in, with a press release sent last week outlining personal and property safety tips to use during a hurricane.

Hurricane Safety Tips from the Homeowners Insurance Company Include:

• Check your homeowner’s policy to see if flood water damage insurance coverage is included. It probably isn’t, so the discussion to have with your agent is a. where can you buy it and b. how much will flood insurance cost.
• Understand your responsibilities during a hurricane, including checking functionality of sump pumps and installing shutters. Decide if you need to add some safety improvements like sliding doors or a hurricane-proof roof.
• Secure your home in any way possible. The homeowner’s insurance company recommends doing any necessary home improvements now to prevent problems during a natural disaster.
• Create an emergency kit with everything you’d need in case of a major storm. An evacuation plan for you and your family can also make surviving a hurricane easier.
• A home inventory, using photos and video, can make the flood water damage insurance claims process easier after a hurricane.

Get more hurricane safety tips online before you get homeowners insurance quotes. And, find some helpful tips about buying flood water damage insurance online.