A recent Florida office of insurance regulation greatly impacted a homeowner’s insurance claim denied by their insurance carrier. When a hurricane swept through Eugene and Debra Cox’s Florida home, they lost everything and needed insurance claim help. Initially told their flood insurance claim denied, their insurance claim lawyer proved otherwise in court.
A frequent complaint about insurance company hurricane claims rests in the insurance company’s belief that they don’t have to pay for flood damage caused by a hurricane if flood is excluded from the policy.In the Cox’s case, the court ruled in a different way, stating that their insurance claim denied by the insurance carrier was illegal, and that the company would pay for both windstorm and flood damage resulting from a hurricane.
If you feel like you were unfairly treated and had insurance claim denied or need insurance claim help, you have options- you can file a complaint about insurance company misconduct with your state department of insurance. You might also decide to find an insurance claim lawyer to represent you in court. Find out more about how to file an insurance claim
Talk back with writer Lisa Nichols- tell us what happened when your insurance claim was denied and submit your news, tips and story ideas for the insurance blog.